Can I protect my house from care home fees? Yes, you can by using a Trust to ring-fence your assets. Does the Government think you should use the equity in your home to pay for end-of-life or long-term care? Well, according to Thurrock MP and former social care minister, Jackie Doyle-Price… Yes, you should! This is a question I get asked regularly. Without forward planning, this is a very real problem. But, there is a solution. Before I give you the solution, let’s look at what Doyle-Price said…

What is a Deed of Trust, and who is it for? In the United Kingdom, a Deed of Trust, also known as a Declaration of Trust, is a legally binding document that states the division of property ownership. It is used by “Tenants in Common” who contributed various sums to the property’s purchase. If the property is sold or one party wishes to be bought out in the future, both parties will know exactly where they are until the Declaration of Trust is in effect. Setting out these contractual arrangements…

What can go in a Letter of Wishes for Guardians? What can go in a Letter of Wishes for Guardians? A Letter of Wishes is an adjunct to the Will, and gives instructions to concerned parties: in this instance, Guardians. Firstly, it is important to know that you cannot legally compell your chosen guardians to abide by a letter of wishes. It is to be used as a guide to how you wish your child to be looked after, so choosing guardians you trust is of the utmost importance.…